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Who is Covered by the 9/11 Victim Compensation Fund?

Every 9/11 Victim Deserves Compensation

If you lived, worked, went to school, or volunteered in Lower Manhattan in the several months after 9/11, you may be eligible for compensation, as well as free lifetime health care and medical benefits.

Who is covered? The Victim Compensation Fund (VCF) and the World Trade Center Health Program (WTCHP) covers anyone present in the Exposure Zone on or after 9/11 — first responders, workers, residents, students and others. This includes workers who helped haul away debris or who worked on the barges that transported rubble. You do not have to be a volunteer or a rescue worker to get compensation and medical benefits. You simply had to be there.

Importantly, the NYC downtown area workers, residents, and students—who breathed the same toxic dust and fumes as the first responders—are eligible for the same level of protection as first responders. Because the 9/11 VCF is now 100% fully funded by the federal government, awards and payments to residents, workers, and students do not reduce the 9/11 awards or funding for first responders.

If you spent time in Lower Manhattan during or after 9/11, you may be eligible for compensation, as well as a lifetime of free healthcare. Why? Because every 9/11 survivor — workers, residents, students, and others — deserve compensation just like the responders.

No matter where you currently live in the United States, however, what matters most is where you were on 9/11 and during the months that followed. If you lived, worked, or went to school in the exposure zone between September 11, 2001, and May 30, 2002, you can qualify for compensation. Many 9/11 victims are surprised to learn that they still qualify, even if they moved away from New York after 9/11.

If you are uncertain of your eligibility, discuss your case with an experienced 9/11 attorney at Hansen & Rosasco, LLP. Our attorneys will need to pursue WTC Health Program membership and certification of your 9/11-related illness before pursuing VCF compensation. This is a time-consuming process. Even if you do not believe you qualify, you should speak to a 9/11 VCF attorney at our law firm to check to be sure and review your legal options. You may deserve benefits and compensation.

Who qualifies for the VCF?

Those who qualify for compensation through the VCF include:

  • Those who were present in the New York City exposure zone (all of lower Manhattan south of Canal Street) between 9/11 and may 30, 2002 at one of the other attack sites, or during the debris removal route from Ground Zero during the times of high exposure risk
  • Those who agree to dismiss or settle any 9/11-related lawsuits by the appropriate deadline
  • Those who can show that they have a 9/11-related physical condition through the WTCHP’s certification of covered conditions or the program’s private physician process
  • Those who have the legal authority to seek compensation for the wrongful death of a loved one as a result of a 9/11-related conditionThose who meet the registration deadline:
  • Registering is not the same as filing a claim. It simply reserves the right to file a claim at any time in the future. The deadline for registering with the VCF is two years from when the prospective claimant received a certification of a 9/11-related medical condition from the other federal 9/11 benefits program, the World Trade Center Health Program (WTCHP). The WTCHP provides medical treatment and monitoring services for 9/11 responders and survivors. For deceased claimants, registration must occur within two years of the death from a 9/11-related medical condition or the date when it was discovered that a 9/11-related condition caused the death.

Here are some of the groups affected by the toxic dust plume.

Survivors – Downton Workers, Residents, & Students

Approximately 360,000 people occupied buildings in the exposure zone. Many 9/11 survivor community members have only recently learned about the federal benefits the WTCHP and VCF provide.

Some survivors who can file a VCF claim include:

  • Downtown Manhattan workers
  • Wall Street workers
  • Area construction workers
  • Emergency medical technicians
  • Teachers and students at schools in Downtown Manhattan
  • Residents living in the exposure zone

Family Members of Those Who Died as a Result of a 9/11-Related Physical Condition

Many physical illnesses caused by exposure to toxic World Trade Center dust are deadly, including many types of cancer and severe respiratory ailments such as chronic obstructive pulmonary disease (COPD). Losing a family member means losing comfort, companionship, and society provided by the deceased and the loss of wages needed to keep the family financially afloat.

Those who lose a loved one to a 9/11-related illness can seek compensation through the VCF. An authorized representative of the deceased’s estate must show that the 9/11-related illness caused or contributed to their loved one’s death.

 

General Responders

FDNY was not the only emergency service agency to show up at Ground Zero before the towers collapsed or in the hours or days after. The New York Police Department and the Port Authority Police departments sustained losses in the attack.

Many of their responders have also become ill with diseases related to their toxic exposure at Ground Zero. Many other agencies, the employees of private companies, and local union members also spent time at Ground Zero and along the debris removal route assisting in the rescue, recovery, and clean-up efforts.

Workers at the Shanksville and Pentagon Terror Attack Sites

Those who spent at least four hours working at one of the 9/11 terror attack sites in Pennsylvania or Washington, DC, during high exposure periods are also eligible to seek compensation for 9/11-related illnesses.

New York Fire Department Responders

Around 8,600 FDNY firefighters were present at Ground Zero on 9/11 or in the rescue, recovery, and clean-up efforts in the following months, including many of the 148 probationary firefighters. They had just finished fire academy and were to begin work two days after the terror attack. Eighteen of the 343 FDNY firefighters who died on September 11th had been on the job for less than a year. Many firefighters at the site have succumbed to 9/11-related illnesses since the attack. Many more have been diagnosed with debilitating and life-threatening illnesses and need compensation.

 

How to Prove Presence

To obtain compensation through a VCF claim, survivors (downtown workers, residents and students) must prove that they were at an affected site between 9/11 and May 30, 2002. At least two forms of documentation (or two affidavits) are required to satisfy this eligibility requirement.

Some of the types of documentation that can prove presence at a 9/11 site include:

  • Employer records, like a letter from the employer you worked for on 9/11, an official roster including your name, worker’s injury reports that show you were present and injured at a 9/11 site, or a pay stub showing the date and location of work, or work orders confirming your assignment to a job in Lower Manhattan
  • Documents showing you lived at an address within the exposure zone, such as bank or medical records, old utility bills, or school or daycare records confirming that you were at an area school
  • Sworn, notarized affidavits from individuals who witnessed you at one of the terror attack sites, such as coworkers or a neighbour

What is the 9/11 Exposure Zone?

To assist victims and survivors of 9/11, the U.S. government created two programs:

  1. World Trade Center Health Program
  2. 9/11 Victim Compensation Fund

The WTC Health Program provides free medical screenings, lifetime healthcare, medical monitoring, cancer care, and prescription coverage.

The 9/11 VCF provides a money award to responders, downtown workers, residents, and students who suffer from digestive or respiratory conditions as well as over 70 different types of cancers. These cancers and illnesses have been conclusively linked to the exposure and environmental fallout on 9/11 or at any time during the many months after the attacks.

To qualify for these programs, you must establish your presence in the Exposure Zone. However, the Exposure Zone for the WTCHP and VCF differ. As such, it is possible to qualify for WTCHP benefits but not VCF compensation. An experienced 9/11 attorney at Hansen & Rosasco, LLP can determine which programs you qualify for.

  • WTCHP Exposure Zone. The World Trade Center Health Program exposure zone includes a section of Downtown Brooklyn known as the Brooklyn Heights area, as well as all of Lower Manhattan south of Houston Street.
  • VCF Exposure Zone. The exposure zone for the 9/11 Victim Compensation Fund compensation is smaller than the exposure zone for the World Trade Center Health Program. It only includes the area of Lower Manhattan south of Canal Street/East Broadway/Clinton Street.

When discussing compensation and healthcare benefits, where you lived, worked, and went to school matters.

While the WTC Health Program covers a much larger area than the 9/11 VCF, you may still qualify for and receive VCF compensation if you lived, worked, or went to school in Brooklyn Heights or the area North of Canal and South of Houston Streets.

We have won compensation for many such 9/11 claimants, and it’s vitally important to speak with a competent lawyer about how to qualify for both the 9/11 Health plus a compensation award.

The NYC Exposure Zone

NYC “Exposure Zone” is the “area of Lower Manhattan south of Canal Street/East Broadway/Clinton Street” plus anywhere the material or debris from 9/11 was handled including the NYC Medical Examiner’s offices, the debris removal routes (including the barges), the locations where trucks or equipment was cleaned or serviced, and the landfill at Fresh Kills.

The boundaries for the 9/11 Victim Compensation Fund differ from the boundaries for WTC Health Program eligibility. Our firm will also aid in your registration with the WTC Health Program to have your conditions confirmed as being 9/11-related.

Proving You Were There

How a 9/11 Attorney Can Help

Many different people can obtain coverage and compensation through the 9/11 Victim Compensation Fund. However, the main criteria for collecting 9/11 compensation includes proving (with records, affidavits, and other evidence):

  • That you were a first responder, volunteer, OR that you lived, worked, or went to school near Ground Zero and the exposure zone between 9/11/01 and 05/30/02.
  • Diagnosed with a World Trade Center Health Program 9/11 illness, cancer, or medical condition that has been “certified” as caused by your exposure to the 9/11 toxic dust and fumes.

An experienced 9/11 attorney will represent you and make sure that the required proof is assembled to ensure that you meet these two criteria and immediately begin the application process. The application and approval process—like many dealings with the federal governments—is often difficult and time-consuming. Proving you were in New York and the Exposure Zone is tricky and often requires finding eyewitnesses and tracking down documentation. This process involves numerous steps and federal red tape, including proving and submitting a claim with the United States Department of Justice (DOJ). As such, it is best to have an attorney handle this part of the process, so you can focus on what really matters – your health.

To receive medical benefits and compensation, you must file two different applications: One application with the WTC Health Program, and a second completely different application (and a different set of federal rules and regulations) with the 9/11 Victim Compensation Fund.

Medical benefits and financial awards depend on numerous factors, and the WTC Health Program and the 9/11 VCF have inconsistent rules and regulations.

The WTC Health Program has a complex set of rules you must satisfy to qualify for Health Program benefits, including a minimum number of hours present in the Exposure Zone to qualify.

The rules and federal regulations for the 9/11 VCF are different. However, if you do not meet all of the requirements of both the WTC Health Program and the 9/11 VCF, you cannot obtain a monetary award from the VCF.

With an experienced 9/11 attorney in your corner, you can rest easy knowing you have the support needed to receive the benefits and compensation you deserve.

At Hansen & Rosasco, we help all 9/11 survivors. In fact, it is all we do. For 20 years, our 9/11 lawyers have assisted survivors and their families through some of their darkest times. We know the eligibility requirements of both the World Trade Center Health Program and the Victim Compensation Fund, and we can quickly push your application through.

Who Does the VCF Cover?

Are You Eligible for VCF Compensation?

In the days and months following the 9/11 attacks, the people of New York and Lower Manhattan tried to put their lives back together again. They coordinated cleanup efforts, supported grieving families, reopened businesses, and went back to work, all while breathing in deadly and dangerous fumes and dust that hung over and settled all over lower Manhattan for many months. As a result of breathing the fumes and dust that hung in the air for almost a year after the attacks, thousands more of the 9/11 survivors—the downtown NYC residents, workers, and students—suffered substantial long-term health consequences, including many 9/11 caused cancers.

If you suffer from a 9/11-related disabling breathing condition or cancer, you deserve help. After all, you helped New York get back on her feet after the attacks.

Here are examples of some of the people who may qualify:

  • FDNY responders. FDNY responders who spent a minimum of four hours between September 11, 2001, and July 31, 2002, at one of these locations may qualify for VCF compensation:
    • Ground Zero
    • Staten Island Landfill
    • NYC Chief Medical Examiner’s Office
  • WTC general responders. WTC general responders who spent a minimum of four hours between September 11, 2001, and September 14, 2001, 24 hours between September 11, 2001, and September 30, 2001, or at least 80 hours between September 11, 2001, and July 31, 2002, at any of these locations may qualify for VCF compensation:
    • Lower Manhattan south of Canal Street
    • Staten Island Landfill
    • Specific Barge Loading Piers
    • NYC Morgue
    • Emergency vehicle garages
    • Barges or trucks moving debris

This includes anyone who handled body bags, concrete, debris, or trash from the site.

  • WTC survivors. Residents, students, employees and others in the general NYC exposure zone may qualify for VCF compensation. The amount of time you need to spend in this area varies depending on what you did and where you were. Your attorney can help you determine eligibility.

Survivors that may qualify include:

  • Downtown Manhattan workers
  • Wall Street brokers
  • Construction workers in Downtown Manhattan
  • EMTs
  • Downtown Manhattan students
  • Teachers in Downtown Manhattan
  • Residents in the Exposure Zone
  • Pentagon/Shanksville responders. Any responders or volunteers who spent at least four hours at either site may qualify for VCF. This includes:
    • Pentagon site. Responders there between September 11, 2001, and November 19, 2001, may qualify.
    • Shanksville, PA. Responders there between September 11, 2001, and October 3, 2001, may qualify.

The Types of Illnesses that Qualify for Compensation Through the VCF

September 11 toxic exposure is related to several conditions, including:

  • Cancers of the blood and lymphoid tissue, including leukemia, lymphoma, and myeloma
  • Airway and digestive system ailments, including asthma, chronic rhinosinusitis, COPD, and gastroesophageal reflux disorder (GERD)
  • Cancers of the respiratory system, including the lungs and bronchus
  • Cancers involving the digestive system, including the colon and rectum
  • Cancers of the eye and orbit
  • Female and male breast cancer
  • Ovarian cancer
  • Melanoma and non-melanoma skin cancer
  • Cancer of the thyroid gland
  • Urinary system cancer, including kidney and bladder cancer

The WTCHP adds new conditions to the list from time to time. An individual can petition the WTCHP, or the program’s administrator can implement an investigation to determine whether the WTCHP should add an illness to the list. The most recent cancer expected to be added to the list of covered illnesses is uterine/endometrial cancer.

Mental health conditions attributed to 9/11, such as post-traumatic stress disorder, anxiety, or depression, are covered conditions for treatment services through the WTCHP. However, the VCF does not offer compensation for PTSD and other non-physical conditions.

How to Prove Your Illness is Related to 9/11

To seek compensation through the VCF, you may prove that your illness is related to 9/11 toxic exposure by having your condition certified by the WTCHP. The WTCHP maintains a list of medical conditions that research has definitively linked to the toxins created on 9/11. They have also established diagnostic criteria to determine if an illness is related to 9/11. These criteria include consideration of latency periods for cancer conditions and the presentation of symptoms.

Prospective claimants can obtain medical certification at one of the WTCHP’s centers around New York City or through the WTCHP’s nationwide provider network. Or, in rare cases, they can use the private physician process to determine if an illness is 9/11-related. In this process, the 9/11 claimant’s physician performs diagnostic tests recommended by the WTCHP’s physicians, basing their determinations on the program’s accepted diagnostic criteria.

What is the 9/11 Victim Compensation Fund?

Dan HansenThe 9/11 Victim Compensation Fund (VCF) provides financial compensation to anyone present at the World Trade Center, Ground Zero, or surrounding New York City crash site exposure zone (the entire area of lower Manhattan South of Canal Street). It also provides financial compensation for anyone present at the Pentagon and Shanksville, PA crash sites.

The Victim Compensation Fund seeks to help anyone present in lower Manhattan on 9/11 plus those who helped the City in the many months after the deadly terrorist attacks—by returning to work, school, or their apartments. This includes a wide range of people from first responders to all Lower Manhattan residents, workers, and students.

After 9/11 the VCF originally operated as a way to compensate victims of the attack and those families who lost loved ones. In 2011, President Obama signed the James Zadroga 9/11 Health and Compensation Act of 2010. This act funded the VCF for an additional five years.

In 2015, the deadline was again extended and the VCF refunded. In 2019, President Trump signed H.R. 1327 into law, the Never Forget the Heroes: James Zadroga, Ray Pfeifer, and Luis Alvarez Permanent Authorization of the September 11th Victim Compensation Fund Act. This 2019 law fully funded the VCF (providing unlimited funding estimated at over $10 billion) and allowed injured or harmed individuals until October 2090 to file a claim and collect compensation.

Now, survivors of 9/11 have 70 years to seek compensation through the VCF for their 9/11-related illnesses. While you have 70 years to seek this compensation, you must act quickly. The law considers anyone who filed a claim by July 29, 2021, to have filed a timely claim. You can still file after this deadline, however, your claim may become harder.

9/11 Victim Compensation Fund Eligibility

Who Does the VCF Cover?

The terrorist attacks on 9/11 and the collapse of the World Trade Center released into the lower Manhattan air hundreds of thousands of tons of toxins that hung in the air for almost a year. These toxins damaged the health of about 500,000 people in lower Manhattan on 9/11 or who returned to the area during the year afterwards. It sickened not only the first responders, but also those who lived, worked, attended schools or daycare, or visited nearby.

The toxic dust plume from the collapsed buildings hung in the air until the end of July 2002, and settled on surfaces where it continued to cause exposure risks for downton office and other workers, residents, students, and others. Within weeks of the terror attacks, Congress created the original September 11th Victim Compensation Fund (VCF). This fund compensated those physically injured at Ground Zero or who had lost a loved one in the building or one of the airplanes involved in the attack. The fund provided more than $7 billion in around two years before it was closed to new claims.

The first indications of illnesses from the 9/11 toxic air began quickly.  It began with the “World Trade Center cough.” Then, within a few years, the World Trade Center dust-related illnesses just kept getting worse. In the first few months and years, the first instances of 9/11 respiratory and digestive diseases begane to be diagnosed. Then, after a few short years, the 9/11-caused cancers began emerging.

In early 2011, after years of Congressional inaction, Congress finally passed and President Obama signed the James Zadroga 9/11 Health and Compensation Act, reauthorizing the VCF. In 2019, President Trump signed an extension called the VCF Permanent Authorization Act, creating funding until 2092. The program has provided compensation for wage loss and pain and suffering for those affected by the terror attacks.

Many different people can obtain coverage and compensation through the 9/11 Victim Compensation Fund. However, the main criteria for being paid 9/11 compensation includes proving (with records, affidavits, and other evidence):

  • That you were a first responder, volunteer, OR that you lived, worked, or went to school near Ground Zero and the exposure zone between 9/11/01 and 05/30/02.
  • Diagnosed with a World Trade Center Health Program 9/11 illness, cancer, or medical condition that has been “certified” as caused by your exposure to the 9/11 toxic dust and fumes.

If you meet these two criteria, you should speak to an experienced 9/11 attorney immediately to begin the application process. This process can take time and often involves numerous steps and federal red tape, including proving and submitting a claim with the United States Department of Justice (DOJ). As such, it is best to have an attorney handle this part of the process, so you can focus on what really matters – your health.

Here are examples of some of the people who may qualify:

  • FDNY responders. FDNY responders who spent a minimum of four hours between September 11, 2001, and July 31, 2002, at one of these locations may qualify for VCF compensation:
    • Ground Zero
    • Staten Island Landfill
    • NYC Chief Medical Examiner’s Office
  • WTC general responders. WTC general responders who spent a minimum of four hours between September 11, 2001, and September 14, 2001, 24 hours between September 11, 2001, and September 30, 2001, or at least 80 hours between September 11, 2001, and July 31, 2002, at any of these locations may qualify for VCF compensation:
    • Lower Manhattan south of Canal Street
    • Staten Island Landfill
    • Specific Barge Loading Piers
    • NYC Morgue
    • Emergency vehicle garages
    • Barges or trucks moving debris

This includes anyone who handled body bags, concrete, debris, or trash from the site.

  • WTC survivors. Residents, students, and employees in the general NYC exposure zone may qualify for VCF compensation. The amount of time you need to spend in this area varies depending on what you did and where you were. Your attorney can help you determine eligibility.

The exposure zone for 9/11 Victim Compensation Fund compensation is smaller than the exposure zone for the World Trade Center Health Program. The World Trade Center Health Program exposure zone includes a section of Downtown Brooklyn known as the Brooklyn Heights area, as well as all of Lower Manhattan south of Houston Street.

When seeking compensation from the VCF, the exposure zone is different. It only includes the area of Lower Manhattan south of Canal Street/East Broadway/Clinton Street. When discussing compensation and healthcare benefits, where you lived, worked, and went to school matters.

While the WTC Health Program covers a much larger area than the 9/11 VCF, you may still qualify for and receive VCF compensation if you lived, worked or went to school in Brooklyn Heights or the area North of Canal and South of Houston Streets. We have won compensation for many such 9/11 claimants, and it’s vitally important to speak with a competent lawyer about how to qualify for both the 9/11 Health plus a compensation award.

  • Pentagon/Shanksville responders. Any responders or volunteers who spent at least four hours at either site may qualify for VCF. This includes:
    • Pentagon site. Responders there between September 11, 2001, and November 19, 2001, may qualify.
    • Shanksville, PA. Responders there between September 11, 2001, and October 3, 2001, may qualify.

Where Do You Need to Live?

When discussing compensation and healthcare benefits, where you lived, worked, and went to school matters. To qualify for the 9/11 Victim Compensation Fund, you must have lived near Ground Zero and the surrounding “exposure zone.”

The exposure zone for Victim Health Fund compensation is smaller than the exposure zone for the World Trade Center Health Program. As such, just because you qualify for the World Health Trade Center Program does not automatically mean that you qualify for the VCF. You must prove eligibility under the different rules for the WTCHP and VCF programs.

The World Trade Center Health Program exposure zone includes a section of Downtown Brooklyn known as the Brooklyn Heights area, as well as all of Lower Manhattan south of Houston Street. In comparison, the exposure zone for VCF eligibility only includes the area of Lower Manhattan south of Canal Street/East Broadway/Clinton Street.

No matter where you currently live in the United States, however, what matters most is where you were on 9/11 and during the months that followed. If you lived, worked, or went to school in the exposure zone between September 11, 2001, and May 30, 2002, you may qualify for compensation. Many 9/11 victims are surprised to learn that they still qualify, even if they moved away from New York in the years since.

If you are uncertain of your eligibility, discuss your case with an experienced 9/11 attorney. Your attorney will need to pursue WTC Health Program membership and certification of your 9/11-related illness before pursuing VCF compensation. This is a time-consuming process. Even if you do not believe you qualify, you should speak to a 9/11 VCF attorney to review your legal options. You may deserve benefits and compensation.

The Long-Term Health Consequences of 9/11

When the Twin Towers fell, the air filled with a deadly mix of toxins and carcinogens. In fact, researchers and scientists found more than 2,500 contaminants in the air, such as fiberglass, lead, asbestos, and concrete dust. In addition, jet fuel burned, fires raged, and the result was a thick toxic cloud that hung in the air for months after the tragedy. The greyish WTC dust was in every nook and cranny of lower Manhattan—on the outside and rooftops of the buildings and throughout the air ducts and the inside of the same buildings.

VCF Program Statistics

Responder Compensation Determinations

Source: https://www.vcf.gov/sites/vcf/files/media/document/2020-06/VCFMonthlyReportMay2020.pdf/

During that time, first responders, general responders, residents, and workers breathed in the air, exposing themselves to toxic levels of harmful contaminants. In addition, anyone who cleaned vehicles, hauled away debris, treated victims, and dealt with the cleanup (such as on the barges or at Fresh Kills) was also exposed.

There is a growing body of research about the long-term health consequences of 9/11. This research shows that many downtown residents, workers, students and responders suffer from a wide range of illnesses and diseases, including many respiratory-related illnesses. Lung damage, asthma, emphysema, sarcoidosis, and cancers rose in individuals who were at or near Ground Zero in the days, weeks, and months following the attacks. Many lost their lives since the Twin Towers fell, due to chronic and fatal diseases.

One of those victims was Marcy Borders, commonly known as the “dust lady”. Photographer Stan Honda snapped the famous picture of the woman who stepped out of the building completely covered in thick gray dust. The picture became an iconic photo of the horror witnessed by survivors that day. In the years following the attack, Marcy Border suffered from serious PTSD and depression. In 2014, doctors diagnosed her with stomach cancer. She wondered if her cancer could relate in any way to 9/11. She told interviewers, “ How do you go from being healthy to waking up the next day with cancer?” Sadly, she died in 2015 at the age of 42.

Stories like this one are tragically common. They highlight the long-lasting effects of that day and the destruction that still continues. Stories like Marcy’s are the reason why the U.S. government created the World Trade Center Health Program and the Victim Compensation Fund.

The same dust and fumes that engulfed Marcy Borders on 9/11 hung in the air for almost a full year after the attacks. The WTC Health Program and the 9/11 VCF do not require that you have been covered in dust to qualify. If you lived or worked in lower Manhattan on 9/11 or the many months after, you may likely qualify for the 9/11 lifetime healthcare plus payment of tax-free compensation.

The NYC “Exposure Zone”

NYC “Exposure Zone” is the “area of Lower Manhattan south of Canal Street/East Broadway/Clinton Street” plus anywhere the material or debris from 9/11 was handled including the NYC Medical Examiner’s offices, the debris removal routes (including the barges), the locations where trucks or equipment was cleaned or serviced, and the landfill at Fresh Kills.

The boundaries for the 9/11 Victim Compensation Fund differ from the boundaries for WTC Health Program eligibility. Our firm will also aid in your registration with the WTC Health Program to have your conditions confirmed as being 9/11-related.

VCF cancer payouts are among the most frequent of 9/11 claims.

VCF "Covered Conditions"

What Illnesses May Qualify?

Not all illnesses and conditions qualify for VCF compensation. Before proceeding with a claim for 9/11 VCF payment, the World Trade Center Health Program must certify your illness as 9/11 related. There are many different illnesses, conditions, chronic disabling breathing diseases, and cancers that qualify.

The cancers that qualify for 9/11 World Trade Center Health Program coverage and September 11th Victim Compensation Fund compensation are:

Blood and Lymphoid Tissue (including, but not limited to, lymphoma, leukemia, and myeloma), including:

  • Acute erythremia and erythroleukemia
  • Acute leukemia of unspecified cell type
  • Acute lymphoblastic leukemia
  • Acute megakaryoblastic leukemia
  • Acute monocytic leukemia
  • Acute myelofibrosis
  • Acute myeloid leukemia
  • Acute myelomonocytic leukemia
  • Acute panmyelosis
  • Acute promyelocytic leukemia
  • Adult T-cell leukemia
  • Alpha heavy chain disease
  • B-cell lymphoma, unspecified
  • Burkitt’s tumor
  • Chronic erythremia
  • Chronic leukemia of unspecified cell type
  • Chronic lymphocytic leukemia
  • Chronic monocytic leukemia
  • Chronic myeloid leukemia
  • Diffuse non-Hodgkin lymphoma
  • Diffuse non-Hodgkin lymphoma, unspecified
  • Follicular (nodular) non-Hodgkin lymphoma
  • Follicular non-Hodgkin
  • Gamma heavy chain disease
  • Hairy-cell leukemia
  • Hodgkin’s disease
  • Hodgkin’s disease, unspecified
  • Immunoblastic (diffuse)
  • Immunoproliferative small intestinal disease
  • Large cell (diffuse)
  • Large cell, follicular
  • Leukemia of unspecified cell type
  • Leukemia, unspecified
  • Leukemias, others specified
  • Lymphoblastic (diffuse)
  • Lymphocytic depletion
  • Lymphocytic predominance
  • Lymphoepithelioid lymphoma
  • Lymphoid leukemia
  • Lymphoid leukemia, unspecified
  • Lymphoid, hematopoietic and related tissue, other specified
  • Lymphoid, hematopoietic and related tissue, unspecified
  • Lymphoma, unspecified
  • Lymphosarcoma
  • Malignant histiocytosis
  • Malignant immunoproliferative disease, unspecified
  • Malignant immunoproliferative diseases
  • Malignant mast cell tumor
  • Mast cell leukemia
  • Mixed cellularity
  • Mixed small and large cell (diffuse)
  • Mixed small cleaved and large cell, follicular
  • Monocytic leukemia
  • Monocytic leukemia, unspecified
  • Multifocal and multisystemic (disseminated) Langerhans-cell histiocytosis
  • Multiple myeloma
  • Multiple myeloma and malignant plasma cell neoplasms
  • Mycosis fungoides
  • Myeloid leukemia
  • Myeloid leukemia, other
  • Myeloid leukemia, unspecified
  • Myeloid sarcoma
  • Nodular sclerosis
  • Non-Hodgkin lymphoma, other unspecified
  • Non-Hodgkin lymphoma, unspecified type
  • Other and unspecified lymphoid, hematopoietic, and related tissue
  • Other and unspecified types of non-Hodgkin lymphoma
  • Other Hodgkin’s disease
  • Other leukemia of unspecified cell type
  • Other leukemias of specified cell type
  • Other lymphoid leukemia
  • Other malignant immunoproliferative diseases
  • Other monocytic leukemia
  • Other types of diffuse non-Hodgkin lymphoma
  • Other types of follicular non-Hodgkin lymphoma
  • Peripheral and cutaneous T-cell lymphoma
  • Peripheral T-cell lymphomas
  • Plasma cell leukemia
  • Plasmacytoma, extramedullary
  • Prolymphocytic leukemia
  • Sezary’s disease
  • Small cell (diffuse)
  • Small cleaved cell (diffuse)
  • Small cleaved cell, follicular
  • Subacute leukemia of unspecified cell type
  • Subacute lymphocytic leukemia
  • Subacute monocytic leukemia
  • Subacute myeloid leukemia
  • T-cell lymphomas, other and unspecified
  • T-zone lymphoma
  • True histiocytic lymphoma
  • Undifferentiated (diffuse)
  • Waldenstrom’s macroglobulinemia

Digestive System

  • Abdominal part Cervical part
  • Angiosarcoma of liver
  • Appendix
  • Ascending colon
  • Body Cardia
  • Caecum
  • Colon
  • Colon, unspecified
  • Descending colon
  • Esophagus
  • Esophagus, unspecified
  • Fundus
  • Greater curvature, unspecified
  • Hepatic flexure
  • Hepatoblastoma
  • Ill-defined sites within the digestive system
  • Intestinal tract, part unspecified
  • Intrahepatic bile duct carcinoma
  • Lesser curvature, unspecified
  • Liver and intrahepatic bile ducts
  • Liver cell carcinoma
  • Liver, unspecified
  • Lower third
  • Middle third
  • Other and ill-defined digestive organs
  • Other sarcomas of liver
  • Other specified carcinomas of liver
  • Overlapping lesion
  • Overlapping lesion of colon
  • Overlapping lesion of digestive system
  • Peritoneum, unspecified
  • Pyloric antrum
  • Pylorus
  • Rectosigmoid junction
  • Rectum
  • Retroperitoneum
  • Retroperitoneum and peritoneum
  • Sigmoid colon
  • Specified parts of peritoneum
  • Splenic flexure
  • Stomach
  • Stomach, unspecified
  • Thoracic part
  • Transverse colon
  • Upper third

Eye and Orbit

  • Choroid
  • Ciliary body
  • Conjunctiva
  • Cornea
  • Eye and Adnexa
  • Eye, unspecified
  • Lacrimal gland and duct
  • Orbit
  • Overlapping lesion
  • Retina

Male and Female Breast Cancer

  • Auxiliary tail Breast, unspecified
  • Breast
  • Central portion
  • Lower-inner quadrant
  • Lower-outer quadrant
  • Nipple and areola
  • Overlapping lesion
  • Upper-inner quadrant
  • Upper-outer quadrant

Female Reproductive Organs

  • Ovary

Head and Neck

  • Accessory sinuses
  • Accessory, unspecified
  • Anterior Floor, unspecified
  • Anterior surface of epiglottis
  • Anterior two-thirds, part unspecified
  • Anterior wall
  • Aryepiglottic fold, hypopharyngeal aspect
  • Base of tongue
  • Border
  • Branchial cleft
  • Cheek mucosa
  • Commissure
  • Dorsal surface
  • Ethmoidal
  • External lip, unspecified
  • External lower lip
  • External upper lip
  • Floor of mouth
  • Frontal
  • Glottis
  • Gum
  • Gum, unspecified
  • Hard palate Overlapping lesion
  • Hypopharynx
  • Hypopharynx, unspecified
  • Laryngeal cartilage
  • Larynx
  • Larynx, unspecified
  • Lateral
  • Lateral wall
  • Lingual tonsil
  • Lip
  • Lip, unspecified
  • Lip, unspecified, inner aspect
  • Lower
  • Lower lip, inner aspect
  • Major salivary gland, unspecified
  • Maxillary
  • Mouth, unspecified
  • Nasal cavity
  • Nasopharynx
  • Nasopharynx, unspecified
  • Oropharynx
  • Oropharynx, unspecified
  • Other and ill-defined conditions in the lip, oral cavity, and pharynx
  • Other and unspecified major salivary glands
  • Other and unspecified part of the mouth
  • Other and unspecified parts of the tongue
  • Overlapping lesion
  • Overlapping lesion of lip, oral cavity, and pharynx
  • Palate
  • Palate, unspecified
  • Parotid gland
  • Pharynx, unspecified
  • Piriform sinus
  • Postcricoid region
  • Posterior wall
  • Retromolar area
  • Soft palate
  • Sphenoidal
  • Subglottis
  • Sublingual gland
  • Submandibular gland
  • Superior wall
  • Supraglottis
  • Tongue, unspecified
  • Tonsil
  • Tonsil, unspecified
  • Tonsillar fossa
  • Tonsillar pillar (anterior/posterior)
  • Upper
  • Upper lip, inner aspect
  • Uvula
  • Vallecula
  • Ventral surface
  • Vestibule
  • Waldeyer’s ring

Respiratory System

  • Anterior mediastinum
  • Bronchus and lung
  • Bronchus or lung, unspecified
  • Heart
  • Heart, mediastinum, and pleura
  • Ill-defined sites within the respiratory system
  • Lower lobe, bronchus or lung
  • Main bronchus
  • Mediastinum, part unspecified
  • Middle lobe, bronchus or lung
  • Other and ill-defined sites in the respiratory system and intrathoracic organs
  • Overlapping lesion
  • Pleura
  • Posterior mediastinum
  • Trachea
  • Upper lobe, bronchus or lung
  • Upper respiratory tract, part unspecified

Skin (Melanoma and non-Melanoma)

  • Ear and external auricular canal
  • Eyelid, including canthus
  • Lip
  • Lower limb, including hip
  • Malignant melanoma of skin
  • Other and unspecified parts of face
  • Other malignant neoplasms of skin
  • Overlapping lesion
  • Overlapping malignant melanoma of skin
  • Scalp and neck
  • Scrotum
  • Skin, unspecified
  • Trunk
  • Upper limb, including shoulder

Soft Tissue

  • Abdomen
  • Head, face, and neck
  • Lower limb, including hip
  • Other connective and soft tissue
  • Overlapping lesion
  • Pelvis
  • Peripheral nerves and autonomic nervous system
  • Thorax
  • Trunk, unspecified
  • Unspecified
  • Upper limb, including shoulder

Thyroid

  • Thyroid gland

Urinary System

  • Anterior wall Bladder neck
  • Bladder
  • Bladder, unspecified
  • Dome
  • Kidney
  • Lateral wall

Other and unspecified urinary organs

  • Overlapping lesion
  • Paraurethral gland
  • Posterior wall
  • Prostate
  • Renal pelvis
  • Trigone
  • Urachus
  • Ureter
  • Ureteric orifice
  • Urethra
  • Urinary organ, unspecified

Mesothelioma

  • Mesothelioma
  • Other sites
  • Pericardium
  • Peritoneum
  • Pleura
  • Unspecified

Rare Cancers:

This includes, but is not limited to, the following types of cancer:

  • Malignant neoplasms of the
  • Adrenal gland and other endocrine glands and related structures
  • Anus and anal canal
  • Bone and articular cartilage
  • Breast among men
  • Gallbladder and other parts of biliary tract
  • Malignant neuroendocrine neoplasm, including carcinoid tumors
  • Meninges, brain, spinal cord, cranial nerves, and other parts of central nervous system
  • Myeloid neoplasms, including myelodysplastic syndromes, myeloproliferative neoplasms, myelodysplastic/myeloproliferative neoplasms, and myeloid malignancies associated with eosinophilia and abnormalities of growth factor receptors derived from platelets or fibroblasts
  • Pancreas
  • Penis and testis
  • Placenta
  • Small intestine
  • Thymus
  • Vulva, vagina, and cervix uteri (invasive only)

The Aerodigestive or Non-Cancerous Conditions

The conditions that quality for 9/11 World Trade Center Health Program coverage and September 11th Victim Compensation Fund compensation are:

These are just a few of the many different types of illnesses, cancers, diseases, and disorders that qualify for coverage. In fact, many individuals are surprised to learn that they qualify for VCF compensation. However, even if you do not see your illness listed, you may qualify for VCF compensation. Your attorney can review your medical records and meet with you to discuss your illness and how you should proceed.

It can take time to file a VCF claim. As such, if you suffer from a terminal illness, such as stage 4 cancer, your lawyer can expedite your claim. This enables severely ill survivors the ability to recover compensation when they need it most. Your 9/11 attorney can also expedite your claim if you suffer from financial hardship. The VCF will evaluate these claims quicker and more efficiently, so do not delay.

What’s Your Story?

Proving You Were There

How a 9/11 Attorney Can Help

Hansen & Rosasco, LLPMany different people can obtain coverage and compensation through the 9/11 Victim Compensation Fund. However, the main criteria for collecting 9/11 compensation includes proving (with records, affidavits, and other evidence):

  • That you were a first responder, volunteer, OR that you lived, worked, or went to school near Ground Zero and the exposure zone between 9/11/01 and 05/30/02.
  • Diagnosed with a World Trade Center Health Program 9/11 illness, cancer, or medical condition that has been “certified” as caused by your exposure to the 9/11 toxic dust and fumes.

An experienced 9/11 attorney will represent you and make sure that the required proof is assembled to ensure that you meet these two criteria and immediately begin the application process. The application and approval process—like many dealings with the federal governments—is often difficult and time-consuming. Proving you were in New York and the Exposure Zone is tricky and often requires finding eyewitnesses and tracking down documentation. This process involves numerous steps and federal red tape, including proving and submitting a claim with the United States Department of Justice (DOJ). As such, it is best to have an attorney handle this part of the process, so you can focus on what really matters – your health.

To receive medical benefits and compensation, you must file two different applications: One application with the WTC Health Program, and a second completely different application (and a different set of federal rules and regulations) with the 9/11 Victim Compensation Fund.

Medical benefits and financial awards depend on numerous factors, and the WTC Health Program and the 9/11 VCF have inconsistent rules and regulations.

The WTC Health Program has a complex set of rules you must satisfy to qualify for Health Program benefits, including a minimum number of hours present in the Exposure Zone to qualify.

The rules and federal regulations for the 9/11 VCF are different. However, if you do not meet all of the requirements of both the WTC Health Program and the 9/11 VCF, you cannot obtain a monetary award from the VCF.

With an experienced 9/11 attorney in your corner, you can rest easy knowing you have the support needed to receive the benefits and compensation you deserve.

At Hansen & Rosasco, we help all 9/11 survivors. In fact, it is all we do. For 20 years, our 9/11 lawyers have assisted survivors and their families through some of their darkest times. We know the eligibility requirements of both the World Trade Center Health Program and the Victim Compensation Fund, and we can quickly push your application through.

Who Does the VCF Cover?

Are You Eligible for VCF Compensation?

In the days and months following the 9/11 attacks, the people of New York and Lower Manhattan tried to put their lives back together again. They coordinated cleanup efforts, supported grieving families, reopened businesses, and went back to work, all while breathing in deadly and dangerous fumes and dust that hung over and settled all over lower Manhattan for many months. As a result of breathing the fumes and dust that hung in the air for almost a year after the attacks, thousands more of the 9/11 survivors—the downtown NYC residents, workers, and students—suffered substantial long-term health consequences, including many 9/11 caused cancers.

If you suffer from a 9/11-related disabling breathing condition or cancer, you deserve help. After all, you helped New York get back on her feet after the attacks.

Here are examples of some of the people who may qualify:

  • FDNY responders. FDNY responders who spent a minimum of four hours between September 11, 2001, and July 31, 2002, at one of these locations may qualify for VCF compensation:
    • Ground Zero
    • Staten Island Landfill
    • NYC Chief Medical Examiner’s Office
  • WTC general responders. WTC general responders who spent a minimum of four hours between September 11, 2001, and September 14, 2001, 24 hours between September 11, 2001, and September 30, 2001, or at least 80 hours between September 11, 2001, and July 31, 2002, at any of these locations may qualify for VCF compensation:
    • Lower Manhattan south of Canal Street
    • Staten Island Landfill
    • Specific Barge Loading Piers
    • NYC Morgue
    • Emergency vehicle garages
    • Barges or trucks moving debris

This includes anyone who handled body bags, concrete, debris, or trash from the site.

  • WTC survivors. Residents, students, employees and others in the general NYC exposure zone may qualify for VCF compensation. The amount of time you need to spend in this area varies depending on what you did and where you were. Your attorney can help you determine eligibility.

Survivors that may qualify include:

  • Downtown Manhattan workers
  • Wall Street brokers
  • Construction workers in Downtown Manhattan
  • EMTs
  • Downtown Manhattan students
  • Teachers in Downtown Manhattan
  • Residents in the Exposure Zone
  • Pentagon/Shanksville responders. Any responders or volunteers who spent at least four hours at either site may qualify for VCF. This includes:
    • Pentagon site. Responders there between September 11, 2001, and November 19, 2001, may qualify.
    • Shanksville, PA. Responders there between September 11, 2001, and October 3, 2001, may qualify.

Contact Our 9/11 Attorneys Today

Hansen & Rosasco, LLPWhat’s Your Story?

If you were in New York near Ground Zero in the months after 9/11 and suffered an illness at any time in the last 19 years since the attacks, we know you have a story. You deserve to tell that story and get the help you need. An experienced 9/11 attorney at Hansen & Rosasco, LLP will listen to your story and determine if you qualify for compensation and medical benefits. Call today to learn more about your options and start getting the benefits you deserve.

Review: 5/5
★ ★ ★ ★ ★

A couple guys in my union referred me to them and I’m so happy they did. They took care of me and all my paper work. Got my witness done. Filled my health program app so now I can get free health care. Got me my award settlement. All while being incredibly knowledgeable, patient and kind.” -Frank C.

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How a Lawyer Can Help You With Your VCF Claim

You are not required to hire a lawyer to file a VCF claim. However, working with a lawyer who has experience in working with VCF claims and WTCHP applications can be beneficial.

They can:

  • Gather the types of documentation needed to prove your 9/11-related illness and presence at one of the attack sites
  • Register you with the VCF, apply for the WTCHP, and file a complete VCF claim
  • Help expedite the review process for claimants who are terminally ill or who are facing extraordinary financial hardship
  • Explore other options for obtaining assistance after being diagnosed with a 9/11-related illness, like Social Security Disability Insurance or other local, state, or federal programs
  • Appeal your award amount if you believe VCF Special Master made a calculation error or other mistake when reviewing and deciding your claim
  • Amend a VCF claim to obtain additional compensation for a new diagnosis or other losses such as lost income
  • Advocate for you and ensure that your claim meets the ever-changing most recent requirements by the VCF and keep you updated on the status of your claim

Do you need help registering with the VCF or filing a claim? If so, contact us at (855) 353-4907 for a free case evaluation. Even if you are not yet ready to file a claim, our firm can prepare your case, register you, and protect your rights.

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